Paying my students loans
Although I have maintained a focus on paying off my student loans over the years, I have also concentrated on my own finances. And I can tell you I will never forget the feeling I had when I first found out my wife and I were buying a home, I did have to refinance student loans but at the end, it was all worth it, I was able to find the best Student Loan Refinancing options.
The day the mortgage paperwork was signed was one of the happiest days of my life, and I can say with certainty that even today that we love to enjoy our home.
I also have to admit the other day I said goodbye to my friend whose family I don’t have time to visit. My friend was a very hard working and honest person, but I just had the feeling that he was no longer the same man who lived with me and my family. There was just something in his eyes, a slight sadness I could not explain. And I have also often thought about the financial difficulties of my late grandmother, who is very close to us. I have seen my grandmother pass away and she has never been able to look herself in the mirror. I feel so blessed that we were able to buy our home and build a new one with the help of our own savings. At least I would not have to face such difficult financial circumstances.”
This is, obviously, no typical retirement story.
But if you think you might be in trouble, don’t be afraid to reach out.
In most cases, the longer you wait, the worse it’s going to get. Just because you have been on the fence for a while doesn’t mean that it’s time to give up.
In other words, you can’t think too far ahead to get to a point where you feel comfortable and confident about your future. It’s important to know that you can handle the unexpected, just as you can forgo the typical budget-planning and investment advice that you might find in some of your favorite financial websites. You can also take advantage of the fact that retirement is a big step for many, so you can enjoy some of the benefits of getting older without the hassle. So you have until age 85 to begin the process of saving for retirement, and that’s no easy task. At age 65, only 26 percent of workers have enough saved to cover even the standard cost of a modest standard retirement benefit.
For that reason, we’ve broken down the process of preparing for your next job into 5 steps that will take you down the path of financial independence.
Step 1: Set Goals
You need to set goals, no matter how small, because doing so will help you feel